🏡 How to finance your modular home without going through a bank?

Buying their own home is the dream of many Dominicans, but for most, access to traditional credit is a major obstacle. High requirements, credit history requirements, and lengthy processes keep many people out. But today there is a real alternative: direct financing for modular homes.

In this article, we'll tell you how you can achieve this without going through a bank and why a directly financed modular home could be the perfect option for you.

💡 What is direct financing?

Direct financing is a system in which the company selling the home also acts as the financing entity. You don't need to go to the bank or submit to its strict policies.

Main advantages:

• More flexible requirements

• Faster processes (less than 72 hours for approval)

• Monthly payments tailored to your needs

• Option to apply even if you're abroad

🧱 And why a modular home?

A modular home is a home built in a factory using modules and then installed on your land. They are delivered faster, safer, and much more affordable than traditional construction.

👉 With MetroxMetro, you can buy a home from US$16,590, with monthly installments starting at US$300, without a bank account, and with delivery in 60 to 90 days.

📄 What do you need to apply?

🔍 How much would you pay per month?

Let's simulate an example:

• 1-bedroom house: US$20,890

• Down payment (30%): US$6,267

• Amount to be financed: US$14,623

• Term: 60 months

• Interest rate: 1.2% monthly

• Estimated monthly payment: US$340

✅ You can adjust the amount and term with our online simulator.

👉 Simulate your payment here

🏠 What houses can you finance?

At MetroxMetro, we offer the following models:

• Studio (compact and affordable)

• 1, 2, or 3 bedrooms

• Modules for offices, shops, or hotels

• All hurricane-resistant, finished, and ready for quick delivery

Although the process is more flexible than with banks, you must meet the following requirements:

• Be of legal age

• Dominican ID or passport (if you are abroad)

• Minimum down payment of 30%

• Proof of income or a letter of reference

• Have your own land or are in the process of acquiring it. We can also help you acquire it if you don't have it.

📲 How do I get started?

Choose your home model

1. Choose your home model

2. Get pre-qualified online in minutes

3. Schedule with an advisor

4. Make your 30% down payment

5. Receive your home in less than 3 months!

✅ Conclusión

If you don't qualify for a bank loan or want to avoid lengthy bank processes, direct financing for modular homes is your best option. It's fast, secure, and flexible.

At MetroxMetro, we help you make your dream of owning a home a reality.